Discover who we are

We’re working towards a more just society by creating a robust pension system that inspires trust, generates peace of mind, and enables everyone to have a pension that guarantees a comfortable retirement. That’s our mission, that’s what we stand for.

Cardano in the Netherlands

We are Cardano

Watch how we as Cardano Group join forces to offer better pension solutions for everyone.

This Cincopa content is available after accepting the cookies.

This content is available after accepting the cookies.

You should't believe yourself

He had to fail hard in order to become one of the world’s most successful investors. Ray Dalio transformed that lesson in humility into principles for taking the best possible decisions. Ray in conversation with Theo Kocken.

Behaviour drives our risk management philosophy

Human behaviour determines the complexity of how financial markets develop and it poses the greatest risk when making important investment decisions. This philosophy is central to how we manage market risk for you.

Read more about our risk management philosophy

The right LDI strategy allows you to promote trust & tranquillity in the board

Read more about our LDI strategy

How important is safety for your matching portfolio?

Eleven years after the fall of Lehman Brothers, crisis indicators are deep in the red. This is the time for pension funds to resist the temptations of taking too much risk. A safe haven is paramount.

Read the article

How do I reduce the risk of benefit cuts and non-indexation?

Reducing the risk of benefit cuts and non-indexation will introduce a sense of calm into the pension fund boardroom. Dynamic balance sheet policies put this at your fingertips.

Read the article

How to make better use of the fund’s liquidity

Liquidity management is becoming increasingly important for pension funds. The best way to improve liquidity management is to set up a treasury function within the matching portfolio.

Read the article

How can I translate scenario thinking into practice?

Scenario thinking is an ideal tool for pension funds to identify risks. It is key, though, that scenarios be use frequently.

Read the article