{"id":1498,"date":"2024-03-29T12:29:52","date_gmt":"2024-03-29T10:29:52","guid":{"rendered":"https:\/\/www.cardano.nl\/en\/?page_id=1498"},"modified":"2024-04-09T15:08:50","modified_gmt":"2024-04-09T13:08:50","slug":"advice","status":"publish","type":"page","link":"https:\/\/www.cardano.nl\/en\/advice\/","title":{"rendered":"Advice"},"content":{"rendered":"\n\n<div class=\"alignfull\"  data-name=\"acf\/block-hero\">\n\t<div class=\"hero bg-color--black\" data-module=\"hero\">\n\t<div class=\"hero__inner\">\n\t\t<div class=\"container\">\n\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col-12 col-md-8 col-lg-6\">\n\t\t\t\t\t<div class=\"group\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h1 class=\"\">\n\t\t\t\t\t\t\tAdvising in a Changing World\n\t\t\t\t\t\t<\/h1>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><strong>We support collective asset owners with analyses and advice so that they can make the right decisions for their clients or participants in pension schemes. Our independent analyses are based on 25 years of experience in financial risk management, pensions, and sustainable investing.<\/strong><\/p>\n\n\n\n\t<div class=\"alignwide\"  data-name=\"acf\/block-text-image\">\n\t\t\n\n<div class=\"text-media \">\n\t<div class=\"row row--spacing\">\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-right\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1024x683.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-768x512.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1536x1024.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tSustainable investing\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>You want to take the step towards sustainable investing. Clients and participants in pension schemes are asking a lot of questions, as are regulators. It&#8217;s time to accelerate your contribution to a sustainable world. Together, we develop and implement a suitable sustainability policy. We offer comprehensive top-down advice. It starts with formulating investment principles and ends with advice on funds, mandates, and reporting. Additionally, we provide periodic progress reports.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tSustainable investing\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>You want to take the step towards sustainable investing. Clients and participants in pension schemes are asking a lot of questions, as are regulators. It&#8217;s time to accelerate your contribution to a sustainable world. Together, we develop and implement a suitable sustainability policy. We offer comprehensive top-down advice. It starts with formulating investment principles and ends with advice on funds, mandates, and reporting. Additionally, we provide periodic progress reports.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-right\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1024x683.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-768x512.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-1536x1024.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/let-s-go-together-BvG0I_bv4BI-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n\t<div class=\"alignwide\"  data-name=\"acf\/block-text-image\">\n\t\t\n\n<div class=\"text-media \">\n\t<div class=\"row row--spacing\">\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-left\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1024x683.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-768x512.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1536x1024.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tRisk management for collective pension plans\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>In the new pension system, we are transitioning from defined benefit plans to defined contribution plans. Participants will bear the full pension risk definitively. You want to align the investment strategy as much as possible with the life cycle of participants. We assist in developing the dynamic asset allocation, dynamic interest and inflation hedging, and fund and\/or mandate structure. Together, we ensure that all these components of the investment strategy align with objectives and (sustainable) investment principles.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-left\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1024x683.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-768x512.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-1536x1024.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/matt-bennett-78hTqvjYMS4-unsplash-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tRisk management for collective pension plans\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>In the new pension system, we are transitioning from defined benefit plans to defined contribution plans. Participants will bear the full pension risk definitively. You want to align the investment strategy as much as possible with the life cycle of participants. We assist in developing the dynamic asset allocation, dynamic interest and inflation hedging, and fund and\/or mandate structure. Together, we ensure that all these components of the investment strategy align with objectives and (sustainable) investment principles.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n\t<div class=\"alignwide\"  data-name=\"acf\/block-text-image\">\n\t\t\n\n<div class=\"text-media \">\n\t<div class=\"row row--spacing\">\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-right\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1024x684.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1024x684.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-768x513.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1536x1026.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-2048x1368.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tCoverage ratio protection for pension funds\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>The moment when pension rights are transferred to the new system is approaching. We assist in developing the risk management strategy to ensure that the coverage ratio does not fall below a certain level until the moment of transfer. This prevents a shortfall and ensures that the transition proceeds as planned. Our strategies typically consist of a combination of (dynamic) strategic asset allocation and the use of interest rate and equity derivatives.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tCoverage ratio protection for pension funds\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>The moment when pension rights are transferred to the new system is approaching. We assist in developing the risk management strategy to ensure that the coverage ratio does not fall below a certain level until the moment of transfer. This prevents a shortfall and ensures that the transition proceeds as planned. Our strategies typically consist of a combination of (dynamic) strategic asset allocation and the use of interest rate and equity derivatives.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-right\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1024x684.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1024x684.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-300x200.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-768x513.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-1536x1026.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2023\/05\/website-sailboat-2048x1368.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n\t<div class=\"alignwide\"  data-name=\"acf\/block-text-image\">\n\t\t\n\n<div class=\"text-media \">\n\t<div class=\"row row--spacing\">\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-left\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"637\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1024x637.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1024x637.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-300x187.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-768x478.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1536x956.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338.jpg 1706w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-12 hidden-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tTailored projects\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>Do you want to achieve a goal for which there is currently no existing solution? Think of mapping and analysing complex risks that require modelling, and how to hedge against them in financial markets.<\/p>\n<p>We are eager to tackle this challenge with you by bringing our creative minds together. Our specialists will approach your challenge from various perspectives and areas of expertise.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"text-media__media text-media__image text-media__image--align-left\" >\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"637\" src=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1024x637.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1024x637.jpg 1024w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-300x187.jpg 300w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-768x478.jpg 768w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338-1536x956.jpg 1536w, https:\/\/www.cardano.nl\/en\/wp-content\/uploads\/sites\/5\/2024\/03\/neom-gVDUuJaG_wM-unsplash-scaled-e1703684591338.jpg 1706w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t<\/div>\n\n\t\t<\/div>\n\t\t<div class=\"col-6 hidden-xs visible-md\">\n\t\t\t\t<div class=\"group\">\n\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t<div class=\"group group--small\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t\t<h2 class=\"text-media__title h3\">\n\t\t\t\t\t\t\t\tTailored projects\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\t<span class=\"stripes   stripes--large\">\n\t<span class=\"stripes__light\"><\/span>\n\t<span class=\"stripes__dark \"><\/span>\n<\/span>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"group__item\">\n\t\t\t<div class=\"text-media__content\">\n\t\t\t\t<p>Do you want to achieve a goal for which there is currently no existing solution? Think of mapping and analysing complex risks that require modelling, and how to hedge against them in financial markets.<\/p>\n<p>We are eager to tackle this challenge with you by bringing our creative minds together. Our specialists will approach your challenge from various perspectives and areas of expertise.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n\t<div class=\"cta cta--center  bg-color--transparent alignwide\" >\n\t<div class=\"cta__inner\">\n\n\t\t<div class=\"group\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"group__item\">\n\t\t\t\t\t\n\n\n\n\n\n\t<a href=\"https:\/\/www.cardano.nl\/en\/our-services-2\/\" class=\"btn btn--primary\"    >\n\t\t\n\t\t\t\t\t<span class=\"btn__text\">\n\t\t\t\tBach to Our Services\n\t\t\t<\/span>\n\t\t\n\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We support collective asset owners with analyses and advice so that they can make the right decisions for their clients or participants in pension schemes. Our independent analyses are based on 25 years of experience in financial risk management, pensions, and sustainable investing.<\/p>\n","protected":false},"author":25,"featured_media":1499,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"class_list":["post-1498","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Advising in a Changing World<\/title>\n<meta name=\"description\" content=\"We support institutional investors with well-founded proposals so they can make the right investment decisions. 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